Car accidents have the ability to change a person's life forever. If you were injured in a car accident caused by another driver, seek the immediate assistance of Klein Frank, P.C. We can conduct a comprehensive investigation of your case to determine the exact cause of your auto accident and who should be held liable. Once liability is established, we can help you file a personal injury claim against the at-fault driver for damages, seeking compensation for medical care, property damage, rehabilitative care, and pain and suffering.
As our client, you can expect the following:
- Direct involvement in your own case
- Creative and innovative legal strategies
- Passionate advocacy
Schedule a free initial consultation by calling (303) 448-8884.
How Long Do I Have to File A Claim?
Every state sets a deadline of how long a person has to file a personal injury claim and pursue compensation for their injuries, this deadline is referred to as the statute of limitations. Colorado has a three years statute of limitation on car accidents, this means you have three years from the date of the accident to file a claim.
If you file outside of this time period, you will most likely lose your right to compensation. If, however, an injury victim dies as a result of an accident, the statute of limitations is two years from the date of death. Keep in mind the date of the accident and the date of death may not be the same day.
Car Accident Laws in Colorado
Colorado is a “fault” state when it comes to car accident laws. This means that after a car accident the party responsible is the one held liable for damages; these damages are usually covered by the at-fault party’s insurance.
Unlike some states, Colorado does not inhibit individuals who share partial fault for an accident from pursuing compensation as long as you are less than 50% at fault for the accident that led to your injuries. In this case, your percentage of fault and your total compensation amount would be determined separately and in the end, your compensation would be reduced by your percentage of fault.
Up until 2003, Colorado was a “no-fault” state meaning, despite who was responsible for an accident any injury compensation would be covered by an individual’s own insurance policy, called personal injury protection (PIP) insurance. Injury victims in fault states have the advantage of being able to pursue a personal injury claim without the stipulations associated with no-fault states.
Uninsured and Underinsured Motorist Claims
In the event of an accident with a negligent driver who is either underinsured or not insured, you will most likely file a claim with your own insurance under the uninsured motorist or underinsured motorist provisions of your car insurance policy. As in all insurance claims, your insurance provider is required to act in “good faith,” that is they are not allowed to deny a claim or pay less than the full amount without an actual reason why. Our qualified attorneys can pursue maximum compensation for you if you have been in an accident with an uninsured or underinsured motorist.
Should I talk to the at-fault insurance company?
You should almost never talk to the at-fault driver’s insurance company. They will attempt to use anything you say against you in the case they are building in their client’s favor. Because you are not legally required to do so, we highly recommend not speaking to them if you plan on filing a personal injury claim. The only instance you may wish to contact an at-fault party’s insurance company is if you believe the at-fault driver has not contacted their insurance company about the accident themselves.
Do I have to give my social security number to the at-fault insurance company?
Absolutely not. Never give your social security number to another driver’s insurance company. Not only are you not required to provide such sensitive information, the insurance company shouldn’t even need it in the first place.
Do I have to give a recorded statement to an insurance company?
There is no law requiring you to give a recorded statement, so you are not obligated to do so. Making a recorded statement for the at-fault driver’s insurance company is inadvisable—it benefits you in no way and the insurance company may use it against you. If your own insurance company asks for a statement, it is up to you to decide whether or not to do so—unless it is required under your policy. In this case, remember your insurance provider is fighting for you. They are likely asking for a statement merely to get more information, so there should be no downside.
Can the at-fault insurance company close or deny my case?
They can, but they can also tell you they are going to do so in order to pressure to take a settlement that is smaller than what you really deserve. More legitimate reasons for another driver’s insurance company to deny your claim include the at-fault driver allowed their insurance policy to lapse or you took to long to notify the insurance company of the accident. If you are in doubt, we highly recommended contacting an attorney, who can look into this more thoroughly on your behalf.
Should I try to handle a car accident case on my own if the other person is at fault?
Generally, it is better to hire a lawyer, but it depends. If you are familiar with the legal processes involved in handling a personal injury claim, or if your insurance policy sufficiently covers your losses, it may be safe to handle the case on your own. However, a car accident lawyer is well-versed in such matters and will know from experience how to best file your claim to help you win the highest possible compensation. An attorney will also be able to reduce the amount of paperwork and other hassles involved so you can focus on recovering from your injury or repairing you damaged vehicle.
Klein Frank, P.C. Has Over Six Decades of Experience
We have 60 years of combined experience, which demonstrates our firm's ability to handle even the most complex kinds of cases. Our car accident attorneys don't push clients to settle quickly in order to finalize their case and move on to the next one. We are willing to take your case to trial in order to secure an outcome that is fair. Our seasoned trial skills and extensive legal insight could make all the difference to your case. In fact, Attorney Beth Klein is the only female Board Certified Trial Lawyer in Colorado.
We've Handled All Types of Auto Accident Cases
When someone else's recklessness behind the wheels throws your life into disarray, we are there to help you pick up the pieces so that you can move on with your life.
We handle all types of car accident cases, including those involving:
Should I Get An Attorney After A Car Accident?
After the initial shock of a car accident, a victim is left with a number of thoughts running through their head: “Am I Hurt?” “How am I going to pay for this?” “What do I do now?” Things can understandably become chaotic and you might not be thinking clearly. Because of this, many people unwittingly make mistakes that could end up harming their ability to recover compensation. An attorney knows how to maximize your claim so that you get the most money possible to cover your damages, including your medical bills, any rehabilitation costs, vehicle repair costs, pain and suffering, lost income from time spent away from work, and more.
Even something as small as saying “I’m sorry” after an accident could be construed as an admission of guilt and seriously hurt your claim. Another common mistake is signing a statement or giving a recorded statement to the insurance company in an attempt to quickly get the matter “over with.” If you have been injured in a car accident, it is important that you avoid speaking with the at-fault driver’s insurance company or signing anything until you have consulted with a lawyer. Insurance adjusters are specially trained to look for ways to minimize claims so that they don’t have to pay as much to injured people. Never trust that they have your best interests in mind, even if they seem friendly and caring.
At Klein Frank, P.C., we are committed to fighting for justice for the injured. We believe that you shouldn’t have to suffer the financial consequences of an accident you didn’t cause and are prepared to go up against powerful insurance companies to protect your rights. We’re willing to fight as long as it takes to bring you the best settlement or verdict possible.
Get Started With A Free Consultation Today
Being injured in a car accident can lead to a variety of questions and concerns. This is especially true when it is the first time a person encounters this stressful situation. Should you choose to entrust our Boulder auto accident lawyers with your case, we will provide you with detailed step-by-step guidance from start to finish. While you focus on your recovery, allow our team to handle the insurance company on your behalf. We leave no stone unturned in seeking maximum compensation for the wrongfully injured.
Don't wait to get help! Call our firm to schedule a free, no-obligation consultation today.